Triennial unbanked population share in Spain 2011-2024, by demographic
According to a three-year survey, the share of Spanish respondents without access to a banking account declined by nearly five percentage points between 2017 and 2021. The decline seems especially fueled by the major decline of "unbanked" population - or those who or those who did not access to the services of a bank or another, similar financial organization - among the older respondents, as the share of 15-to 24-year-olds respondents declined from over 30 percent in 2017 to 3.2 percent in 2021. The report adds that women in the Netherlands were slightly more likely than men to be financially excluded from services like ATMs, credit cards, or financial products like insurance or mortgages.