Biggest international and domestic payment card schemes in Germany 2016-2022
increasingly use both credit cards as well as Buy Now, Pay Later since the coronavirus pandemic. As Girocard is a debit card scheme - not credit card - it is not involved in either of these two payment methods.
German card scheme Girocard lost half its market share to Visa and MasterCard in 2020, but had recovered by 2021. Although the source does not mention explicitly why this sudden change occurred, German consumers did